Interest Rates 2024 Usa Banks. The fed funds rate has a direct influence on the interest that banks and credit unions are willing to pay for savings, money market, and certificate of deposit (cd) accounts. Graph and download economic data for national deposit rates:

Right now top yielding savings accounts can be found at poppy bank, which is paying an annual percentage yield of 5.25% when you deposit at least $1,000; Prior to march 1, 2016, the effr.